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Client Reviews

Client Reviews for Individual Health and Medicare Part D

I was referred to Fritz Kraft a couple of days ago and as of today he was able to help me sort through a number of items of concern.  I felt his knowledge about Medicare was wide spread.  I felt like he was the right person to help me navigate through some of those concerns.  We spoke a number of times and i felt he listened to what was important to me and then sent me information by email which I was able to review.  Signing up with Medicare is somewhat confusing and thanks to Fritz I think I made the best decision for myself and would without any doubt recommend him to friends or family.  I will also continue to use his help if any concerns pop up in my future.
Charlotte C – As seen on Yelp


Fritz is knowledgeable, trust worthy and really takes the time to listen to his customers. When my parents were dealing with transitioning over to Medicare and the complexities of the Part D plan structure, I reached out to Lucent Insurance Services for help. Fritz really simplified the process for my retired father so that he could understand the changes. This was a huge relief. Recently, my brother was transitioning to a new job and reached out to Fritz for assistance. Fritz helped saved my brother three months of COBRA premiums for his family as they strategized a plan that really worked. I highly recommend Fritz without any hesitations. Give him a call and see for yourself.
Amy D – As seen on Yelp


It would be hard to find a health insurance and employee benefits specialist with as much expertise as Fritz.  He’s a great advocate and shows real creativity in getting problems solved and complex coverage problems fixed up.  Being super nice and super smart is a good combo, and Fritz has got  a strong measure of both. Highly Recommended
John G – As seen on Yelp


A friend of mine referred me to Lucent. I’ve forwarded their name to my friends.

– One friend found a long-term health insurance plan that was be cheaper than the one his company offered (and had the same coverage).
– I signed up for short-term health insurance plans because I didn’t have a job but wanted coverage in case of an Accident/Emergency.

I’ve worked with him for a year and a half. Fritz Kraft, the owner, is awesome in so many ways:
1) He returns calls promptly – same business day or next one
2) He’s happy to communicate with me in the way I prefer, whether it be cell or email.
3) There was never any upsells. I actually had to call him whenever I needed more insurance.
4) He knows health insurance inside and out and helped me understand how each plan met my needs (or didn’t).

I now have a full-time job on the East Coast, so I no longer qualify for California Health Insurance. However, I’m still talking with him to understand my options at my new job.

PS. I never had to use my Health Insurance, so I can’t speak to that, but my friends seem to be happy with their long-term insurance.
HD– As seen on Yelp


As a small business owner dealing with rising rates every year, it is good to have an insurance broker that is proactive and can provide options for coverage. I would recommend Fritz for health care coverage to any of my colleagues. He takes the time to understand the needs of the company and always seems to find just the right fit. – KC T – As seen on Yelp


Fritz is very knowledgeable about health and dental insurance.  I am impressed with his customer service and his honesty.  I would recommend him to anyone.
Johnny K – As seen on Yelp


reviews lucent insurance services on yelpWe are proud of our online reviews. Feel free to visit Yelp and read for yourself what our Individual Health Insurance and Medicare clients have to say. To View these reviews on Yelp – Click Here

 

 

Our Mission

At Lucent Insurance Services, we serve Bay Area Non-profit Organizations.

To us, a well-informed client is a happy client. We see our job as one of educator, advocate, and trouble-shooter. Ultimately, we deliver creative solutions that are driven by technology, passion, and fierce commitment to our clients. Our practical experience of this ever-changing industry and and the deep knowledge-base we have as a result, makes us creative, problem-solving experts.

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Call us at 408 404 5691

 

 

 

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Lucent Insurance Services

San Jose, CA 95124




We've been growing! In 2019, we began rolling out some exciting changes. Many of you already know us as TAK Benefits. TAK Benefits is the in-house support team here at Lucent Insurance Services. Think of TAK Benefits as the wind in your sails. TAK Benefits delivers the rapid response and results-driven communication that our clients expect from Lucent Insurance Services.

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