Lucent Insurance Services

Dark Side of Bundling

The Lucent Difference: Creative Solutions

Technology. Passion. A Fierce Commitment.

Fritz Kraft is the Owner of Lucent Services with In-Depth Knowledge of Claims Processing & Carrier Operations.

Call Us Directly
408-348-8930

At Lucent, we take a different approach by:

  • Educating Clients
  • Providing Answers & Options
  • Clarifying Goals
  • Meeting Client Needs

What Matters Most to You…Matters Most to Us!

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    Client Reviews

    “It would be hard to find a health insurance and employee benefits specialist with as much expertise as Fritz. He’s a great advocate and shows real creativity in getting problems solved and complex coverage problems fixed up. Being super nice and super smart is a good combo, and Fritz has got a strong measure of both. Highly Recommended!”

    John G

    By appointment
    Call 408-404-5691

    Lucent Insurance Services is powered by our internal support team: TAK Benefits 

    As always…
    SAME great people! SAME great service!
    SAME attention to detail! Everything needed for creative coverage strategies and administration of  your custom employee benefits.

    Rapid Response & Results-Driven Communication

    Lucent Insurance Services

    San Jose, CA 95124




    We've been growing! In 2019, we began rolling out some exciting changes. Many of you already know us as TAK Benefits. TAK Benefits is the in-house support team here at Lucent Insurance Services. Think of TAK Benefits as the wind in your sails. TAK Benefits delivers the rapid response and results-driven communication that our clients expect from Lucent Insurance Services.

    Have questions? Let's talk!